How to invest stocks and bonds
A type of investment with characteristics of both mutual funds and individual stocks. ETFs are professionally managed and typically diversified, like mutual funds, but they can be bought and sold at any point during the trading day using straightforward or sophisticated strategies. The stock market has returned about 11% per year in the long-term (far less if you consider taxes and fees), but there are no guarantees in stock investing. Your debt, however, is guaranteed (sometimes, even after bankruptcy). 2.) Use all of your extra money to buy investments (stocks, bonds, funds). If you want to invest in bonds, set up a brokerage account through an established brokerage firm. If you have a specific time-frame for investing, select bonds that mature near that future date. You should also check the …